FAQ
Real questions.
Straight answers.
Know what to expect before you take the next step.
What does credit repair involve?
We review your credit reports with you, identify information you believe is inaccurate or incomplete, and help you understand your options for disputing it. Credit repair does not erase accurate information.
Can you remove accurate negative items?
No. Accurate and timely negative information generally cannot be removed just because it hurts your score. We focus on report accuracy and a practical plan for moving forward.
How long does the process take?
Timing depends on what appears in your reports and how credit bureaus and furnishers respond. A consultation can help you understand the next steps, but no timeline or outcome is guaranteed.
Will my credit score go up?
A score increase cannot be promised. Scores depend on many factors, including payment history, balances, new accounts, and changes to the information on your reports.
Can I dispute errors myself?
Yes. You can obtain your credit reports and dispute inaccurate information yourself at no cost. Our service offers guidance and help organizing the process.
What should I bring to a consultation?
Bring any recent credit reports you have and a list of the items you want to discuss. Please use the secure consultation form for information requested there rather than sending sensitive details by email.
Is a consultation free?
Yes. The initial consultation is free. Any paid service, scope, and terms should be explained before you decide whether to enroll.
Do I need to sign in to get started?
No. Start with the free consultation form. The client login is for people who already have access to the secure client portal.